Legal & Security

Security and Yoco: How do I know the data is safe?


The Yoco Wireless Card Readers are PCI compliant and adhere to EMV certification.

PCI Compliance

The Payment Card Industry Data Security Standard (PCI DSS) is a proprietary information security standard for organisations that handle branded credit cards from the major card schemes including Visa, MasterCard, American Express, Discover, and JCB.

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EMV Certification

EMVCo exists to facilitate worldwide interoperability and acceptance of secure payment transactions. It accomplishes this by managing and evolving the EMV® Specifications and related testing processes. This includes, but is not limited to, card and terminal evaluation, security evaluation, and management of interoperability issues. Today there are EMV Specifications based on contact chip, contactless chip, common payment application (CPA), card personalisation, and tokenisation.

This work is overseen by EMVCo’s six-member organisations—American Express, Discover, JCB, MasterCard, UnionPay, and Visa—and supported by dozens of banks, merchants, processors, vendors and other industry stakeholders who participate as EMVCo Associates.

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How do these standards translate to Yoco?

  • The Yoco products are PCI compliant and have EMV Certification
  • All data is securely encrypted in the card reader
  • The card readers are tamper proof - if someone tries to tamper with the card reader, the chipboard will fry and the card reader will be rendered useless.
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